COLLEGE WITHOUT COST · LEGAL

Disclaimer

Important limits on College Without Cost educational content, tools, databases, and illustrations.

Effective dateAugust 20, 2026
Last updatedSeptember 25, 2026
Document version1.0

Please retain a copy of this document for your records.

General Educational Purpose

College Without Cost provides general educational information about paying for college, credit-by-exam, transfer credit, employer tuition assistance, scholarships, competency-based programs, financial-planning concepts, career planning, and related subjects. Content is not personalized financial, investment, legal, tax, admissions, academic, or employment advice.

Current Program Scope

College Without Cost is currently geared toward undergraduate programs, trade schools, and online courses. Its content and tools are not currently designed for graduate or professional degree programs. Graduate-program resources may be added in the future.

College and Admissions Independence

College Without Cost is not a college, university, accrediting agency, admissions office, scholarship provider, financial-aid office, employer, or government agency. CWC does not award academic credit, make admissions decisions, determine financial-aid eligibility, or guarantee acceptance of any course, examination, credential, or transfer credit.

Obtain written confirmation from the applicable institution, employer, or program before paying for or enrolling in a third-party program.

No Guarantee of Results

Savings, graduation timelines, admission decisions, scholarship awards, transfer-credit acceptance, employer benefits, career outcomes, and other results vary and are not guaranteed.

Third-Party Information

Alternative-credit policies, employer programs, scholarships, tuition rates, college policies, and other third-party programs may change without notice. Verify current information directly with the official institution or provider.

Calculators, Databases, and Search Tools

Calculators, comparison tools, databases, search results, and projections are estimates that may contain errors, omissions, assumptions, or outdated information. Results are not promises or guarantees.

AI-Generated Information

AI responses may be incomplete, inaccurate, or outdated and must be independently verified. AI tools do not replace a college academic adviser, admissions representative, financial-aid officer, tax professional, or appropriately licensed professional.

Academic Integrity

You are responsible for following your institution’s academic-integrity and artificial-intelligence policies. CWC tools may not be used to cheat, plagiarize, misrepresent authorship, impersonate another person, or submit AI-generated work in violation of school policies.

Financial and Investment Illustrations

Investment-growth illustrations are hypothetical and may exclude taxes, fees, inflation, market volatility, and personal circumstances. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results.

CWC does not offer or solicit securities through its educational content.

Testimonials and Case Studies

Testimonials represent individual experiences and are not guarantees of typical or future results. Compensation, free access, affiliate relationships, or other material connections associated with a testimonial will be disclosed.

Affiliate Relationships

CWC may receive commissions, referral fees, sponsorship payments, free access, products, or other compensation from organizations mentioned on the site. Contextual disclosures also appear near applicable recommendations and links.

Your Responsibility

You remain responsible for independently evaluating decisions based on CWC content. Nothing in this disclaimer limits responsibilities or rights that cannot legally be waived.